Hard Money Loans

What is a Hard Money Loan?

Hard money loans are typically shorter-term, asset-based loans secured by real estate. They are often considered when a purchase or rehab needs to move faster than a conventional mortgage allows, or when the exit plan is a sale or refinance.

Common Use Cases

• Fix-and-flip or renovation projects
• Bridge financing between transactions
• Situations where speed and collateral matter more than long-term fixed-rate structure

Things to Understand

• Terms, fees, and timelines differ widely by lender
• These products are generally not the same as a long-term home mortgage
• Always review risks, exit strategy, and total cost with a licensed professional

Contact Star Lending Group

We serve clients from Prosper, TX, in our licensed states. Reach out if you want to discuss whether a short-term or alternative financing conversation makes sense for your project—no pressure, just clear next steps.