DSCR Loans for Investment Properties
Financing guided by property cash flow for investors across our licensed states.
What is a DSCR Loan?
A DSCR (Debt Service Coverage Ratio) loan is an investment-property mortgage that focuses on whether the property's expected rental income can support the loan payment—rather than relying mainly on your personal W-2 income.
Who Might Consider DSCR Financing?
- Investors purchasing or refinancing rental properties
- Borrowers with multiple properties or income that is hard to document traditionally
- Owners who want underwriting that emphasizes property cash flow
Educational Notes
- DSCR is typically calculated by comparing gross rents (or similar income measures, depending on the program) to the proposed housing payment
- Program guidelines, documentation, and property eligibility vary by lender and product
- This page is educational only—we do not quote rates or guarantee approval here
Talk With Our Team
Star Lending Group is based in Prosper, TX, and licensed in Texas, Colorado, Oklahoma, Arkansas, and Florida. If you are exploring DSCR financing for an investment property, contact us for a conversation tailored to your scenario.
Program availability, guidelines, and costs vary. Star Lending Group does not publish APR quotes on this website. Apply through the secure portal or contact a loan officer to discuss your situation.